Help & Support
Frequently Asked Questions
Find answers to common questions about our home loans and loan against property services.
Making your financial journey simpler
Understand your options and make informed financial decisions.
Still have questions?
Our team can help you understand your options.
You can start exploring a home loan when you have assessed your budget, savings, credit profile, and property requirements. Applying early can help you understand your eligibility and plan your purchase more effectively.
An eligible family member may be able to join your home loan application as a co-applicant, depending on the lender's relationship requirements, income assessment, and applicable lending policies.
A co-applicant with an eligible income may strengthen the overall repayment profile and could improve the loan amount you qualify for. Approval depends on the lender's assessment of all applicants.
Home loans are generally repaid through equated monthly instalments (EMIs). Your EMI depends on the loan amount, interest rate, and repayment tenure agreed with the lender.
Common documents include identity and address proof, income documents, bank statements, and property-related documents. The exact requirements depend on your employment profile and the lender's policies.